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Real Estate Buyers and Sellers : Buyers Tips So Your Ready to Buy a Home A serious discussion on whether you are ready to buy a home. Some basic considerations about the financial resources needed and a discussion on buy vs. rent a home. Real Estate Buyers and Sellers : Buyers Tips Lease Options or Rent to Own? This is a technique often used by real estate investors in periods when the interest rate is rising fast. This way they hope to buy the home at a lower interest rate on a later date. Real Estate Buyers and Sellers : Buyers Tips Create a Wish List Using a wish list will help you organize and get quickly to what it is thats most important for you when buying a property. Real Estate Buyers and Sellers : Buyers Tips How to Select a Real Estate Agent Selecting a real estate agent or Realtor is a very important part of the process. This is the professional that will represent you and negotiate for you. Real Estate Buyers and Sellers : Buyers Tips Interview with Real Estate Brokers There are a host of considerations that you should review before you decide on your agent or Realtor. Be sure this professional is one you can work with, is a skilled negotiator and knows the real estate market Real Estate Buyers and Sellers : Buyers Tips The Real Estate Listing Agreement This is the arrangement or agreement that you sign to create a working arrangement with your real estate agent.  Learn how to read  the fine print and check your rela estate agents license. Real Estate Buyers and Sellers : Buyers Tips How to Use the Internet to Shop and Search Your New Home The internet has become the most common way to shop and search for your new home. Here is a guide to some of the ways the net can help you sleuth out the best buy for you and save you money too! Real Estate Buyers and Sellers : Buyers Tips Making an Offer and Terms of the Agreement The basic terms of any real estate sales agreement should be understood. An informed buyer is always in a better position to cut a better deal. Real Estate Buyers and Sellers : Buyers Tips Checklist for Mortgage and Insurance Coverage Shopping for your dream house? It’s important to keep insurance in mind throughout the home buying process. Most lenders won’t provide a mortgage without insurance coverage. Real Estate Buyers and Sellers : Buyers Tips Getting Pre-Approved for a Mortgage Makes Buying Easy It will save you time and will help you find good professional real estate agents or Realtors if you can show how much house you can afford before you start the home purchase process. Real Estate Buyers and Sellers : Buyers Tips Financing the Home Purchase: The Loan Process A walk through of the mortgage loan process and the variety of choices available. Discover mortgage strategies and how to choose the right loan for you. Real Estate Buyers and Sellers : Buyers Tips Shopping for a Loan Your choice of lender and type of loan will influence not only your settlement costs, but also the monthly cost of your mortgage loan. There are many types of lenders and types of loans you can choose. How to compare costs and lower your mortgage payments. Real Estate Buyers and Sellers : Buyers Tips What is Mortgage Insurance? Mortgage insurance is a policy that protects lenders against some or most of the losses that result from defaults on home mortgages. It's required primarily for borrowers making a down payment of less than 20%. Real Estate Buyers and Sellers : Buyers Tips RESPA Disclosures and HUD-1 RESPA requires that borrowers receive disclosures that spell out the costs associated with the settlement, outline lender servicing and escrow account practices and describe business relationships Real Estate Buyers and Sellers : Buyers Tips Understanding the Appraisal Appraised value does not always equal the true market value, or what the home will sell for on the open market.Learn about the apprasial process and what appraised value, fair market value and agent provided Competitive Market Analysis are. Real Estate Buyers and Sellers : Buyers Tips For Your Protection Get a Home Inspection Buying a home is one of the most important purchases you will make in your lifetime, so you should be sure that the home you want to buy is in good condition. A proper Home Inspection can save you thousands. Real Estate Buyers and Sellers : Buyers Tips Home Inspection Issues You really should never buy a home without at least performing a basic professional home inspection. After all the inspections are completed you will receive a report identifying various uncovered issues. Which ones should the seller resolve? Real Estate Buyers and Sellers : Buyers Tips Ten Important Questions to Ask Your Home Inspector You need a home inspection when you buy or you may be headed for some expensive surprises! The inspector should ensure that their inspection and inspection report will meet all applicable requirements in your state if applicable and will comply with a well-recognized standard of practice and code of ethics. Real Estate Buyers and Sellers : Buyers Tips Interior Home Inspection Checklist Heres a checklist for a home inspection that you can use as a visual aid when looking to buy. It should never substitute for a professional inspection, but this may help you get to the short list. Real Estate Buyers and Sellers : Buyers Tips Exterior Home Inspection Checklist When you are buying or selling your property, its a good idea to have a home inspection. Here is a checklist that will help you cover all your bases << prev next >>

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