How To Use This Directory
How To Use This Directory To Hire A Contractor!
Procedure
Use the directory to find a contractor by linking through to the data
base of professional trade organizations web sites and use
professionals that have committed to ongoing education.
Verify License. Check the contractors license, Workman's Compensation Coverage and Bond where required here.
Check Your Contractors License
Often many complaints against a business can
mean avoid that company. Check with the Better Business Bureau (www.bbb.org) to see
if your Contractor is doing business in a fair way.
Require a General Liability Policy. Without this type of Insurance the
building has no protection. Workman's Compensation protects workers NOT
Your Property.
How To Use This Directory To Hire An Insurance Agent!
Procedure
Insurance premiums can vary greatly. Use the Shop Comparison Rates
quote button on this site to get Insurance Agents to compete for your
business. When agents compete for your business you win! Then follow
this process to assure you are getting a good price with a strong
company that you can trust.
Use the response list of insurance company's from the competitive quote
search at Your Property Path to begin to find your best price and
strongest company available.
Verify agent or Brokers license. The License Registry is an affiliate
of the National Association of Insurance Commissioners (NAIC). All
complaints, suspensions arbitrations and other issues are here. Be sure
to get your agents Insurance license number, it is often on business
cards or letterhead
National Insurance Producer
Registry (NIPR)
National Association of Insurance Commissioners in Your State
Check for Consumer Complaints. Your Insurance Company is as good as its
ability and its willingness to pay don't find out about how your
Insurance Company does business after you need it to perform. Check for
Insurance Company Complaints
You can use the National Association of Insurance Commissioners web
site to research the number and type of consumer complaints outstanding
against a company.
Check the Company's Financial Ratings. Your Insurance Companies ability
to pay is everything. Shop wisely and you will be better protected if
disaster strikes.
Use the Comparison shopping tool for good rates and then check the
company's financial ratings using the Standard & Poor's web site.
Standard and Poors at www.standardandpoors.com
How To Use This Directory To Hire Mortgage Broker!
Procedure
When agents compete for your business you always win! Follow this
process to assure you are getting a good price and the company and
agent are doing business the way you want them to.
Use the response list of insurance company's from the competitive quote
search at propertyto begin to find your best price and strongest
company available.
Verify agent or Brokers license. Only 45 states require licensing or
education. The National Association of Mortgage Brokers offers a
complete state directory where license information can be retrieved.
NAMB Home Page
Check the Company's Financial Ratings. Your Mortgage Company or Bankers
financial ability is key to your security. Shop wisely and there should
few surprises. Use the Comparison shopping tool for good rates and then
check the company's financial ratings using the Standard & Poor's
web site at www.standardandpoors.com
Check for Consumer Complaints . Often many complaints against a
business can mean avoid that company. Check with the Better Business
Bureau to see if your Bank or Mortgage Banker is doing business in a
fair way.
Better Business Bureau Reliability Reports at www.bbb.org
File a Consumer Complaint. The National Association of Mortgage Brokers
offers a list by state department for filing a complaint.
How To Use This Directory To Hire A Real Estate Agent!
Buying a house is a big expensive decision. We rely on the real estate
agent to inform us and guide us to a good home. Knowing the business
history of who you hire can help you choose an agent you are
comfortable with.
Procedure
It's important to know your agent's background. You are going to rely
on that person for good advice. Each state has a Department of Real
Estate and part of its function is to provide a list of agent's or
Broker's license and status.
Check for Real Estate Company, Broker or Agent Complaints
Check your agent or Brokers license/complaints. Use the HUD list of all
state/local web sites. Here you will find a large directory of all
state and local sites. Departments of Real Estate are generally under
Executive Branch/Business/Housing. You can search by State and by City.
All State and Local Web Sites
A Reputable Real Estate Agency. Often many complaints against a
business can mean avoid that company. Check with the Better Business
Bureau to see if your Agents doing business in a fair way.
